New Years resolutions are great for a couple of months, but when they prove too difficult or require constant attention, they become impossible to do. There are a few ways that you can start making sure you follow through with your resolutions instead of returning to same old same old by the end of March.
Goals – Not Resolutions
If you think of them as resolutions, you are much less likely to feel the importance of them. Resolutions feel much more like obligations instead of like improvements, and that means you are much more likely to let them go rather than follow through with your resolutions. Think of them as goals and break them down into manageable chunks that you can work into your routine.
Couple Financial Goals with Other Goals
If you pair up goals, you stand a much better chance of succeeding. For example, we spent way too much money eating out last year, and since we aren’t big into fast food our dining out was very costly. It also meant what we ate was far less healthy than we should have eaten (and I gained about 10 pounds as a result). For 2016, I am shrinking our restaurant amount, increasing our grocery budget by a bit, and putting the difference into savings. By eating healthier, homemade food, I should be able to drop most to all of the 2015 pounds and save more money.
Stagger Your Goals
One of the biggest reasons people fail in their resolutions is that they try to make a lot of different changes all at once. That is setting yourself up to fail. If you really want to be successful in your resolutions, you will need to phase the different parts into your daily routine. Starting with your financial goals is the best way to make sure you meet them. By pairing them with your most critical resolutions, you can slowly change your lifestyle for the better.